My plan was to write an Advent reflection on Wednesday. It is now Friday, and I'm finally getting around to writing the advent thoughts. I failed to plan. I wanted to get it written, but life got in the way and, I'm afraid, I didn't budget my time very well. I did, however, get some Christmas gifts done. I have been doing some personalized gifts, and they took way longer than I had anticipated. So, while the gifts delayed my blog, I did get the gifts done, and that was one of my plans. I started planning last January for some of the gifts. As I said before, I am not a planner, but I am learning that not all planning is bad. In fact, planning can reduce stress as long as we use the plans like a flexible ruler. At Christmas, it is easy to want to stress about giving gifts because we have little money. One thing, I did this year, was starting a Christmas savings. When I started buying gifts, I had money so I ...